Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and AfriWidget ("we," "our," or "us") governing your access to and use of the AfriWidget website and all associated tools, calculators, content, and features (collectively, the "Services"). By accessing or using our Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue your use of the Services immediately.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting, and your continued use of the Services after any modification constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

2. Description of Services

AfriWidget provides free, browser-based educational calculators and information tools covering health and wellness, personal finance, business, and academic planning. The calculations themselves run in your browser using JavaScript. Finance and Education tools may send limited calculation context through a secure server-side Groq proxy when generating an AI insight; do not enter names or other personal identifiers into calculator fields.

The Services are provided for general informational and educational purposes only. AfriWidget does not provide professional medical, financial, legal, or academic advice. The output of our calculators should be treated as educational estimates that may inform but should never replace consultations with qualified professionals in the relevant field.

3. Eligibility

The Services are available to users of all ages. However, users under the age of 13 should obtain parental or guardian consent before using the Services. Users between 13 and 18 years of age should review these Terms with a parent or guardian. By using the Services, you represent that your use complies with all applicable laws and regulations in your jurisdiction.

4. Permitted and Prohibited Uses

4.1 Permitted Uses

You may access and use the Services for personal, non-commercial, informational, and educational purposes. You may share links to our pages and tools with others. You may reference our content in non-commercial educational contexts with appropriate attribution.

4.2 Prohibited Uses

You agree not to use the Services in any way that: violates any applicable local, national, or international law or regulation; involves the reproduction, distribution, or commercial exploitation of our content without express written permission; attempts to disrupt, damage, or impair the functionality or security of the Site or its underlying infrastructure; involves scraping, crawling, or harvesting content from the Site using automated tools; or misrepresents our tools as providing professional advice of any kind.

5. Medical Disclaimer

The health-related tools provided by AfriWidget, including but not limited to the BMI, BMR, and TDEE calculators, are designed exclusively for general informational and educational purposes. They are NOT a substitute for professional medical advice, diagnosis, treatment, or ongoing care. Never disregard professional medical advice or delay seeking it because of something you have read or calculated on AfriWidget. If you are experiencing a medical emergency, call your local emergency services immediately. The results generated by our health calculators are mathematical estimates based on validated population-level formulas and should not be relied upon as individual diagnostic tools.

6. Financial Disclaimer

The financial tools provided by AfriWidget, including the compound interest calculator and any related projections or analyses, are provided for educational and illustrative purposes only. They do not constitute financial advice, investment recommendations, tax advice, or any form of professional financial planning service. Financial projections are based on hypothetical assumptions and constant rates that may not reflect real-world market conditions, inflation, taxes, fees, or other variables. Past performance of any investment instrument does not guarantee future results. You should always consult a qualified and licensed financial advisor before making any investment or financial planning decision.

7. Academic Disclaimer

The academic tools provided by AfriWidget, including the GPA calculator, are intended as planning aids and educational resources only. GPA calculations are based on the standard 4.0 grading scale and may not precisely reflect your institution's specific grading system, grade weighting policies, or academic standing criteria. Always refer to your institution's official academic policies and records office for your official GPA and academic standing. AfriWidget accepts no responsibility for academic decisions made based on estimates produced by our tools.

8. Intellectual Property

All content on the AfriWidget website — including but not limited to text, graphics, logos, design elements, HTML code, JavaScript, and layout — is the property of AfriWidget or its content licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content from the Site without our express prior written consent. Limited, non-commercial personal use with attribution is permitted.

9. Limitation of Liability

To the fullest extent permitted by applicable law, AfriWidget and its owners, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of or inability to use the Services. This includes, without limitation, damages arising from reliance on any calculator output, health-related decisions, investment decisions, or academic planning decisions made based on information obtained from our Services.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of the Services shall be resolved through good-faith negotiation in the first instance. If you have a dispute with us, please contact us first through our contact form.

11. Contact

For any questions regarding these Terms of Service, please contact us through our contact page or email us at [email protected].